History in the Making

NORCAL Mutual originated as a physician-owned and directed company to meet the needs of physicians during a time when access to professional liability was scarce. As a leader in the industry for over 30 years, NORCAL Mutual has fought for physician rights and tort reform to ensure the availability of affordable coverage now and in the future.

For over three decades, NORCAL Mutual has been a trusted partner of physicians. Every step of the way we have protected physicians’ interests as if they were our own. Our consistent financial management has led to stability that gives our policyholders peace of mind and has resulted in 29 consecutive years of an A.M. Best “A” (Excellent) rating. Financial strength leads to mutual strength, and that means we take care of you as our own.

In the 1990s, NORCAL Mutual expanded to additional states to gain further economies of scale to enhance our service and coverage offerings. Our expansions have provided us the means to weather storms and stabilize pricing for our policyholders. In addition as a policyholder of NORCAL Mutual, a national insurer, our policyholders are eligible for potential dividends.

Our promise is to provide innovative products and deliver the highest standard of customer service. Improving and protecting the practice environment has been the foundation of NORCAL Mutual since its inception. Today that foundation is stronger than ever, with deeper and more substantial ties to the medical community. Our more-than 20,000 policyholders are counting on us to continue in that upstart spirit of tort reform. Our commitment to you remains strong. We continue to grow and change in ways that are best going to serve you. It’s history in the making.